Oak Point

Real Estate, Property Values and Homeowner Resources

Should You Consider Owner Financing?

Owner financing becomes more popular during a slow market, but be sure to do your research first to see if the arrangement is right for you. Owner financing isn’t for everyone, but can offer a number of ...

Tags: Homeowner – Staff Pick

Reverse mortgage: the pros and cons

Reverse mortgages can offer extra cash for seniors, but there are drawbacks. Learn what you should take into consideration before taking out a reverse mortgage. Seniors are feeling just as cash-strapped as...

Tags: Homeowner – Mortgage – Staff Pick

Features of Reverse Mortgage Loans

A reverse mortgage is special type of loan for senior homeowners that use a home's equity as collateral and you do not have to repay the loan as long as this home remains your principal residence. Because a...

Tags: Mortgage – Homeowner – Thrifty – Financial

Loan Modification: Is it Right For You?

What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify for a lenders loan modification program. What is loan modification? President Obama recently...

Tags: Mortgage – Staff Pick – Homeowner – Credit – Financial – Foreclosure – Thrifty

Is Your Real Estate Agent Working for You?

You might be surprised to learn that a real estate agent can play one of several roles. You might be even more surprised to learn that the real estate agent that you think is working for your best interests...

Tags: Homeowner – Realtor

HUD Manufactured Home Fact Sheet

Description of Program The Manufactured Housing Program is a consumer protection program that regulates the construction of certain factory built housing units, called manufactured homes, formerly known ...

Tags: Housing – Homeowner – HUD

HAFA provides new short sale and deed-in-lieu options

A new federal government program, called Home Affordable Foreclosure Alternatives, encourages lenders to pursue alternatives to foreclosure. Millions Facing Foreclosure No homeowner wants to face...

Tags: HAFA – Homeowner – Foreclosure – Staff Pick

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